Reason being is that each company has different built charts and it is quite common to get a much better rate if you're overweight with let's say Prudential than Protective Life. Also, some companies still offer coverage for people on the higher end of the weight spectrum opposed to not being able to get coverage at all. Get a plan that offers lifestyle credits. This is where the company like Banner Life or Principal life will bump you up to a more competitive rate class if you have some positive factors. For example, let's say that due to your weight you would qualify for a standard rate class but you have no medical conditions, you're a non-smoker and have no family history of illness. This would qualify you to get bumped up to let's say standard plus or preferred rate which will make a noticeable difference in the premiums. Lose a few pounds before applying because often times we have seen people get rated up higher over 2 or 3 pounds. So find out what is the threshold for certain rate class and see if you can lose the weight first.
The next step is to transfer your funds to your BullionVault account. You can then start to buy your gold, silver, or platinum assets, and then validate your account with your photo ID and a bank statement. 3) Sahara Coins Sahara Coins allows you to invest in gold, silver, and numismatic beginner coins to extreme rarities. You can buy from as little as 1 oz to as much as 1000oz bars. Furthermore, you will get free shipping on your order if its value exceeds $150. You are free to trade 24 hours a day, and 7 seven hours a week. If you are just starting to invest in rare coins or bullion coins and bars, you will find their flexibility to be highly convenient for you. To get started with them, you need to open an account, with them and verify it. Then you can transfer funds to your Sahara Coin account. Once the funds are in your verified account, you can start to invest in your preferred bullion coins and bars, as well as rarities immediately. 4)Gold Direct Gold Direct allows you to invest in bullion coins and bars of gold, silver, and platinum.