Required Textbook(s) Integrative Health Through Music Therapy: Accompanying the Journey from Illness to Wellness by S. B. Hanser, published by Palgrave Macmillan Manage Your Stress and Pain Through Music by S. Hanser & S. E. Mandel, published by Berklee Press Software Requirements Analog or Digital Journal: This will be your place to record your music wellness self-care aspects. This may include ideas for music playlists, music wellness activities, special song lyrics or melodies, observations, etc. Recommended Digital Journals include: Google Keep, Penzu, Notes for Mac, Notepad for Windows, Evernote etc. After enrolling, please check the Getting Started section of your course for potential deals on required materials. Our Deals page also features several discounts you can take advantage of as a current student. Please contact for any questions. General Course Requirements Instructors Author & Instructor Dr. Suzanne B. Hanser is founding chair of the Music Therapy Department at Berklee College of Music.
For instance, if you initially had a $400, 000 mortgage and you borrowed $100, 000 from your equity, your current mortgage would increase to $500, 000. The final conditions of your repayment plan will depend on how much you're borrowing, how healthy your finances are, and which lender you apply with. Pros and Cons of Cash-Out Refinancing Remember, cash-out refinancing is just one way to refinance your home and may not actually be the right choice for your situation. In fact, there are a few positive and negative aspects about the process that could change your mind: Pros It can be a quick way of consolidating property taxes, closing costs, high-interest credit card bills, tuition fees, and other debts. If you have good credit, solid finances, and apply when mortgage rates have gone down, you could end up with a lower interest rate than a home equity loan or HELOC. Most lenders will permit you to choose the length of your repayment term and the size of your payments. By using the cash for home repairs, additions, or renovations, you could add significant value to your home.
With the "use credit card minimum payments" box checked, your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards. Uncheck this box to enter your own monthly payment that will remain the same until your balance is paid in full. (We calculate your minimum monthly payment as 4% of your current outstanding balance. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments. ) Credit card Balance Your total current balance for this credit card. Credit card Interest rate The annual percentage rate you pay for this credit card. The rate you enter is used to calculate the interest on all future credit card payments. The length of time to pay off this credit card may be much greater than calculated if you enter a low promotional interest rate that is only good for a short period of time. Credit card Payment This is your initial monthly payment.
Hotmail, Live Mail and are essentially the same thing. Microsoft is in the progress of moving their Hotmail users and Live mail users to You can log into your email service with Microsoft from, or Hotmail SMTP Settings The Hotmail SMTP settings would be the same for both POP3 and IMAP protocols. Hotmail Outgoing (SMTP) Server Set up Hotmail account on Email clients, mobile phones & tablets If you install your Hotmail on email clients like Outlook, Outlook Express, iPhone, iPad, Android, your device or email client is smart enough to automatically fill up the SMTP, IMAP, POP settings for Hotmail, so you do not need to type much information when setting up Hotmail on them. For example, you can refer to this step-by-step guide to add Hotmail account to Samsung mobile. iPhone users can follow these instructions to set up Hotmail account on iPhone. It works the same on iPad. Check out this tutorial to set up Hotmail account on iPad.
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Overview: Leveraging off its success in LAN, there is a global movement to deploy Ethernet technology in the MAN and WAN. Once thought of as only a local area network transport medium, Ethernet is now finding applications int he access, metro and wide area networks The market potential is so promising, that the standards organizations (IEEE 802. 3ah, ITU-T and various forums such as the Metro Ethernet Forum [MEF]) are working feverishly to complete their respective specifications. Trying to keep up with all the standards activities and separating the "wheat from the chaff" has become a daunting task. Dr. Alan Weissberger, a seasoned veteran of telecom/datacom technologies, and an active participant in the standard development process has writte a hard hitting insiders' surrvey of the past years activity in the development of the "Metro Optical Ethernet Networks. " The survey is concisely written with the author's personal views on what can be expected, the role of the various players and the overall impact on market growth.
If you've ever touched your roof on a warm, sunny day, you know how hot the surface can get. The more a roof is exposed to the sun and the darker its color, the hotter and less efficient it becomes. Traditional roofing materials draw heat into the attic which depending on the quality and quantity of insulation may easily escape into the living spaces below. This can cause a higher demand on your air conditioning system. Energy efficient or 'cool' roofing materials help to minimize the amount of heat that transfers into your home. With energy efficient roofing, the two main properties to look at are reflectance and thermal emittance. Simply put, reflectance is the ability of a material to reflect rather than absorb the sun's energy. Emittance is the material's ability to give off heat rather than retain it. When shopping for cool roofing materials, look for 'Solar Reflectance' details on the specification sheet and that the standards and ratings are clearly defined. And when choosing an ENERGY STAR ® rated roofing product make sure that it's a good fit for your specific geographical location.
If anything, these facilities create the initial path towards change. They offer a safe haven for acute stabilization, for individuals to learn the coping techniques and relapse prevention skills needed to flourish in "real life. " That said, even the best rehab outcomes cannot necessarily predict long-term sobriety. That's because sobriety is a daily commitment, an active choice that an individual makes each day. Completing a program only means there's more work to do next. What If Rehab Isn't Working? There are many reasons that rehab may not be working for you or your loved one.
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